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Whether you're a one-person operation or have a firm of 20+ attorneys, our team of professional know the right coverage you should have on your Professional Liability policy. Get started with a thorough cost analysis and quote comparison today!

Manufacturers: Why You’re An Ideal Cyber Target

Why are manufacturers such a large target for cyber threat actors? Let’s get into it. As connectivity continues to grow, the potential impacts may become broader and more significant. Manufacturers have become popular targets for ransomware attacks because they cannot afford being shut down for extended periods of […]

What Being In A PEO Tells An Insurance Agent

We’ve said it before and we’ll say it again, PEO have their place in the insurance world. They keep doors open and allow businesses to keep running. But what does it say about the business itself? A PEO is great when used the right way. They can get […]

4 Things You Lose In A PEO

PEO’s allow many to keep their businesses open but there are those that don’t need to be in that environment. Here are 4 things you LOSE when you’re in a PEO. Control Two things that allow you to control the impact on your revenue. MOD and dividends. With […]

What is Commercial Crime Insurance?

Today, companies face an enormous risk of inventory and financial loss resulting from crimes. Thieves and robbers can physically break into your property and steal goods and equipment needed to perform the services you do. You face situations where dishonest employees could potentially steal inventory. Or the possibility […]

What Business Insurance Does My Restaurant Need?

Congratulations, you are opening a new restaurant! Now the question is, what insurances do you need to get started? Your landlord will most likely require you to have Commercial General Liability insurance before you move into the space. This insurance covers common business risks like customer injury. It […]

Understanding the Art of Cybersecurity

The concept of security is not absolute. There is no way anything is ever 100% secure. Today we are going to talk about understanding the art of cybersecurity. Imagine your home, you have a front door, a lock, and an alarm system. You put the sticker on your […]

Cyber Liability Insurance Is No Longer An Option

Cyber liability insurance is a policy designed specifically for data breaches, malicious attacks, ransomware, and many other cybersecurity threats. Here are some examples of important coverages that your business will have when purchasing a Cyber Liability policy: First-party coverages Social Engineering coverage Reputational harm caused to your business […]

The Condo Association Insurance Guide

There is no college course teaching board members how to buy insurance. Most board members follow their predecessors and continue to make the same mistakes when it comes to remarketing their risk with as many agencies as they can. But, using too many agencies is risky and here […]

If An Injured Worker Doesn’t Have Questions, Something’s Not Right

Your employee gets injured. In most cases, the norm is to step into claims management mode. But what about when the employee has no questions? There are two reasons that might be. It’s expected that most injured workers will have questions related to the work comp claim process, […]

Benefits of Choosing Your Company’s Workers Compensation Doctor

Why should you, the employer, choose the doctor your employees see when it comes to workers’ comp claims? Workers comp claims can be a drain on time, energy, and your company’s bottomline. When an employee gets injured, resources are pulled in the form of admin, time off for […]

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Online Bond Application

Frequently Asked Questions

What is E&O/Malpractice/Professional Liability?

A bond in layman's terms is a way to secure a debt.

It is a way of you the consumer, being able to put up a little cost upfront that says “I am letting you borrow this money so as to your agreement to pay the face value of the said bond if ever needed”. In the real world, bonds can be issued by a government, municipality, corporation, federal agency, and other entities.

What does E&O cover?

A surety bond is a contract between three parties. The person who is the recipient of an obligation, the primary party who will perform the contractual obligation and the person who assures the obligation will be done.

What is Defense Outside of Limits coverage?

These bonds are a type of surety bond. They provide a proof and guarantee of ownership to the Department of Motor Vehicles. When no other form of documentation is available a Lost Title Bond shows the DMV that you are the “owner” of said vehicle.

What is First Dollar Defense?

Contractor bonds are one of the most “popular” bonds you will see asked for in the insurance space. Contract bonds are used in the construction industry by general contractors. They are a guarantee to a project’s owner that the general contractor will adhere to the contract put in place.

What is the Fee Suit Exclusion?

These types of bonds function as a guarantee to a government entity that a company will comply with a statute, state law, ordinance, etc.

Some examples are but not limited to:

What is Mutual Choice of Counsel?

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What is Disciplinary Proceeding Defense?

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