Content Library

Whether you're a one-person operation or have a firm of 20+ attorneys, our team of professional know the right coverage you should have on your Professional Liability policy. Get started with a thorough cost analysis and quote comparison today!

Three Tips I Learned at an Insurance Convention That You Can Use in Your Business

With the upcoming 2022 IAOA convention, I wanted to provide a quick recap of how beneficial last year’s was. In three days, I learned so much, and I’ve already implemented several things in my agency to make my customer experience better, and our process in the business better. […]

The 5 Phases of Cyber Incident Response

While cyber incident response plans will differ based on a company’s size, assets and industry, they contain similar elements. All cyber incident response plans should be: Prepared in advance Detailed Tested Understood by those within the organization Drafted with industry best practices in mind Response plans help focus […]

CPAs: Why We Want To Meet You

We’re living in a world where technology has made a lot of things easier. My coffee can be ready to go by a certain time every morning without me pressing a button. I can see family miles away through a phone with crystal clear clarity. And I have […]

Exempt from Workers Compensation? BAD IDEA

In the state of Florida workers’ comp starts at 4 employees unless the owner exempts themselves. Then you can have four employees and an exempt officer. This is a common practice many are drawn to but is it the right approach for an officer? Let’s dive into this. […]

What Is The Difference Between Cyber Crime and Social Engineering

The differences between cyber and crime insurance are not well understood by many. You might be asking yourself “are social engineering attacks covered under insurance? Let’s find out! It is possible for the coverage of both fund transfer fraud and social engineering fraud to be obtained through both […]

Manufacturers: Why You’re An Ideal Cyber Target

Why are manufacturers such a large target for cyber threat actors? Let’s get into it. As connectivity continues to grow, the potential impacts may become broader and more significant. Manufacturers have become popular targets for ransomware attacks because they cannot afford being shut down for extended periods of […]

What Being In A PEO Tells An Insurance Agent

We’ve said it before and we’ll say it again, PEO have their place in the insurance world. They keep doors open and allow businesses to keep running. But what does it say about the business itself? A PEO is great when used the right way. They can get […]

4 Things You Lose In A PEO

PEO’s allow many to keep their businesses open but there are those that don’t need to be in that environment. Here are 4 things you LOSE when you’re in a PEO. Control Two things that allow you to control the impact on your revenue. MOD and dividends. With […]

What is Commercial Crime Insurance?

Today, companies face an enormous risk of inventory and financial loss resulting from crimes. Thieves and robbers can physically break into your property and steal goods and equipment needed to perform the services you do. You face situations where dishonest employees could potentially steal inventory. Or the possibility […]

What Business Insurance Does My Restaurant Need?

Congratulations, you are opening a new restaurant! Now the question is, what insurances do you need to get started? Your landlord will most likely require you to have Commercial General Liability insurance before you move into the space. This insurance covers common business risks like customer injury. It […]

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Online Bond Application

Frequently Asked Questions

What is E&O/Malpractice/Professional Liability?

A bond in layman's terms is a way to secure a debt.

It is a way of you the consumer, being able to put up a little cost upfront that says “I am letting you borrow this money so as to your agreement to pay the face value of the said bond if ever needed”. In the real world, bonds can be issued by a government, municipality, corporation, federal agency, and other entities.

What does E&O cover?

A surety bond is a contract between three parties. The person who is the recipient of an obligation, the primary party who will perform the contractual obligation and the person who assures the obligation will be done.

What is Defense Outside of Limits coverage?

These bonds are a type of surety bond. They provide a proof and guarantee of ownership to the Department of Motor Vehicles. When no other form of documentation is available a Lost Title Bond shows the DMV that you are the “owner” of said vehicle.

What is First Dollar Defense?

Contractor bonds are one of the most “popular” bonds you will see asked for in the insurance space. Contract bonds are used in the construction industry by general contractors. They are a guarantee to a project’s owner that the general contractor will adhere to the contract put in place.

What is the Fee Suit Exclusion?

These types of bonds function as a guarantee to a government entity that a company will comply with a statute, state law, ordinance, etc.

Some examples are but not limited to:

What is Mutual Choice of Counsel?

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What is Disciplinary Proceeding Defense?

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