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Whether you're a one-person operation or have a firm of 20+ attorneys, our team of professional know the right coverage you should have on your Professional Liability policy. Get started with a thorough cost analysis and quote comparison today!

Lawyers: Buying Cyber Liability Insurance is Not Optional

A cyberattack or breach can have serious consequences for law firms, including: theft of client monies and assets, breaches of confidential and sensitive information, structural and financial instability, reputational damage, damage to IT infrastructure and loss of clients. Cyberthreats continue to escalate and law firm leaders face a […]

8 Mistakes Condo Associations Need to Stop Making

Having the fiduciary responsibility of selecting the condo insurance on behalf of your association is one of the most important decisions the board has to make. For the association, we know price is something that is important but ultimately there should be more that plays into the buying […]

How to Build a World-Class Safety Culture

Safety cultures endure when they are a core part of an organization. It does not live compartmentalized in one area of an organization, it permeates all aspects of the company. Of course workplace safety is important to you as the business owner. Do you know if your employees […]

Understanding the Art of Cybersecurity

The US Department of Homeland Security defines Cybersecurity as: The art of protecting networks, devices, and data from unauthorized access or criminal use and the practice of ensuring confidentiality, integrity, and availability of information. The concept of security is not absolute. There is no way anything is ever […]

Handling Workplace Harassment

The #MeToo movement has brought national attention to the issue of sexual harassment, especially in the workplace. Unfortunately, there are other types of workplace harassment that as a business owner you have to be aware of. What can you do to prevent harassment from happening at your workplace? […]

3 Cyber Threats Manufacturers are Facing

Cyber attacks targeting businesses, especially manufacturing and the supply chain, have become increasingly complex, and the stakes have never been higher. Hackers have started to move from selling stolen data towards holding data ransom, and manufacturers have become popular targets because they cannot afford to be shut down […]

The Complete Guide to Worker’s Compensation

For whatever reason I can’t explain Worker’s Compensation seems to be both a mystery to some and a done deal with others. Those are flawed ideologies. At its core Worker’s Compensation is one of the most predictable and manageable coverages a business will have. From a straightforward formula […]

Why Do My Contracts Require Me to Add Waiver of Subrogation?

When you are asked for a certificate of insurance, it’s very likely that you’ve been asked to include Waiver of Subrogation. Do you really understand what this means for your business? Some business owners don’t. In this article we help clear up some of the confusion. What is […]

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Online Bond Application

Frequently Asked Questions

What is E&O/Malpractice/Professional Liability?

A bond in layman's terms is a way to secure a debt.

It is a way of you the consumer, being able to put up a little cost upfront that says “I am letting you borrow this money so as to your agreement to pay the face value of the said bond if ever needed”. In the real world, bonds can be issued by a government, municipality, corporation, federal agency, and other entities.

What does E&O cover?

A surety bond is a contract between three parties. The person who is the recipient of an obligation, the primary party who will perform the contractual obligation and the person who assures the obligation will be done.

What is Defense Outside of Limits coverage?

These bonds are a type of surety bond. They provide a proof and guarantee of ownership to the Department of Motor Vehicles. When no other form of documentation is available a Lost Title Bond shows the DMV that you are the “owner” of said vehicle.

What is First Dollar Defense?

Contractor bonds are one of the most “popular” bonds you will see asked for in the insurance space. Contract bonds are used in the construction industry by general contractors. They are a guarantee to a project’s owner that the general contractor will adhere to the contract put in place.

What is the Fee Suit Exclusion?

These types of bonds function as a guarantee to a government entity that a company will comply with a statute, state law, ordinance, etc.

Some examples are but not limited to:

What is Mutual Choice of Counsel?

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What is Disciplinary Proceeding Defense?

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